TRAVEL INSURANCE

Vacations should be an enjoyable and memorable experience, whether spending time exploring the history of Rome or relaxing on the beaches of Mexico. Unfortunately, unanticipated situations can arise before, or even during your trip. To cover yourself for these unfortunate events, go-today recommends purchasing a travel insurance plan through Travel Guard.
View the Description of Coverage of what the plan provides.

Schedule of Benefits

Trip Cancellation	Trip Cost
Trip Interruption	150% of Trip Cost
Trip Delay	$750 ($150 maximum per day)
Baggage and Personal Effects Loss	$1,500
Baggage Delay	$500
Medical Expense	$35,000
Emergency Evacuation and Repatriation of Remains	$50,000
Accidental Death & Dismemberment	$25,000

Trip Cost Coverage

Trip Cancellation Benefit: In the event that your trip is canceled, you can be reimbursed up to the maximum coverage limit for trips that are canceled before the scheduled contracted departure date due to covered reasons.

Trip Interruption Benefit: For unforeseen travel interruption, you can be reimbursed up to the maximum coverage limit for a trip that has been interrupted due to covered reasons.

Trip Delay: Reimburses up to $150 a day for reasonable, additional expenses for meals, accommodations, taxi fares and essential phone calls if your trip is delayed for more than 12 hours due to covered reasons.

Medical Coverage

Medical Expense: Covers necessary medical expenses up to one year after the sickness or injury, provided injury or sickness occurred while on your trip and you received initial treatment while on your trip.

Emergency Evacuation and Repartriation of Remains: Covers evacuation expenses as directed by a physician to the nearest adequate medical facility, (home in the event of death or if medically required).

Baggage Coverage

Baggage and Personal Effect Loss: Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.

Baggage Delay: Reimburses you for the purchase of essential items if your checked bags are delayed or misdirected by the Common Carrier for more than 24 hours.

Accidental Death and Dismemberment Coverage

Accidental Death and Dismemberment: Pays for loss of life or limb if it occurs within 180 days of an accident during your trip.

Trip Cost Per Person			Plan Cost Per Person	Trip Cost Per Person			Plan Cost Per Person
$0	-	$500	$23	$9,001	-	$10,000	$855
$501	-	$1,000	$68	$10,001	-	$11,000	$945
$1,001	-	$1,500	$119	$11,001	-	$12,000	$1,035
$1,501	-	$2,000	$165	$12,001	-	$13,000	$1,125
$2,001	-	$2,500	$199	$13,001	-	$14,000	$1,215
$2,501	-	$3,000	$248	$14,001	-	$15,000	$1,305
$3,001	-	$3,500	$293	$15,001	-	$16,000	$1,395
$3,501	-	$4,000	$338	$16,001	-	$17,000	$1,485
$4,001	-	$4,500	$383	$17,001	-	$18,000	$1,575
$4,501	-	$5,000	$428	$18,001	-	$19,000	$1,665
$5,001	-	$5,500	$473	$19,001	-	$20,000	$1,755
$5,501	-	$6,000	$518	$20,001	-	$21,000	$1,845
$6,000	-	$6,500	$563	$21,001	-	$22,000	$1,935
$6,501	-	$7,000	$608	$22,001	-	$23,000	$2,025
$7,001	-	$8,000	$675	$23,001	-	$24,000	$2,115
$8,001	-	$9,000	$765	$24,001	-	$25,000	$2,205

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a Pennsylvania insurance company, with is principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

CANCEL FOR ANY REASON WAIVER / Go-today

We are pleased to provide a Cancel-For-Any-Reason waiver that will safeguard your travel investment if you cancel your vacation for a reason not covered by the insurance plan. The waiver must be purchased within 7 days of your initial deposit date.

If you cancel your vacation up to 72 hours before your scheduled departure, you will receive a travel credit equal to the value of covered travel arrangements, less the cost of your insurance premium , the cost of the cancel for any reason waiver and $250 per person airline ticket fee (when applicable). Cancellation notice must be submitted by a direct telephone conversation with one of our representatives and must be received 72 hours before your scheduled departure.

Please note:
Cancel-for-any-Reason waivers do not apply to ocean, or river cruises.
Cancel-for-any-Reason waivers do not cover any travel arrangements or services not purchased through go-today.
Cancel-for-any-Reason waivers are not available for groups of 15 or more members or groups with custom itineraries.

Travel Credits will be in the form of a credit letter which is valid for 12 months from the original departure date of travel. Certificates have no cash value and may be used only for travel using the same air carrier. Name changes are not permitted. Price adjustments will be made at the time of the new reservation. Should the price decrease, the remaining balance will be valid until the expiration date of the original Travel Credit. Should the price increase, you will be responsible for the balance.

The Cancel-for-any-Reason waiver is not insurance and is administered by go-today.
Notice to New York residents: Residents of the State of New York may purchase the Cancel for Any Reason Waiver or the insurance coverage & services independent of each other.